楷维留学指南分享一篇美国MFS金融硕士申请个人陈述范文，方便大家申请美国研究生，希望对大家有帮助。

　　Finance is the lifeline of modern economy and if there is no finance globalization, there is no economy globalization. Finance globalization promoted to enlarge international finance market; multinational trade species and the scale, to make finance innovative appeared, strengthen international capital function and to play an important role on the resource distribution in the world. With the communication among nations increase and the technology information development, the development of finance tends to globalization. Finance globalization is the motor of economy globalization, finance and economy was one of the important factors for holding for the whole world, information, technology and other industry were developed on the base of finance and economy.

　　The economy strength of a nation decided its place in the world. In the future, the world finance market would present themselves with different styles; non-essential economy began to play an important role in the world, the development of information industry made finance market develop more quickly. Moreover, finance influenced largely on the daily life of common people and made common people more concern the development tendency of finance then before and made out the relevant reaction according to getting information from all aspects, for example, the change of inflation, stock and exchange rate etc. All that influenced common peoples (people’s) lives and economical programs.

　　I began to realize that finance in fact was the different (difference) between microcosmic and microeconomic and macroeconomic knowledge through my learning in the university, and it owned strong practice and was not abstract knowledge. For instance, currency banking, investment and international finance etc. all offered many cases and made me realize the meaning of finance. Then I knew that finance covered a wider scope and researcher needed strong academic background and ability on macro-control by practices and analysis of cases. For example, I acted as a leader of group, each group represents an enterprise and discussed whether open new produces instead of old produces, I told every member to answer for a part and consult materials, then we talked about them together and found some materials had superposition and didn’t have close logic, even each member had different emphasis and expressions which made me know cooperation was very important in a enterprise. So I held the second meeting to talk about these questions. I asked all members to look for materials relevant to this case respectively and then analyzed them together. During the process, we thought about them deeply and fully, finally we got a best scheme.

　　Through this experiment, I became lover finance major than before, because it not only brought me model and data but also interest on (in) connecting knowledge with practices to make data and model vivid. Even each new idea produced different result. Finance is not a material concept but is social science, which contains a wider scope. I am very glad to involving discovering unknown things in this field. Just like discussion, many members’ thoughts inspired me and we got satisfied results. Finance is a social science which embodied human being is the essential. We could cultivate our academic taste during the learning symposia and academic discussion process. In the practices we could cultivate intuition added combination with academic background and mathematic theory; we could understand finance better.

　　So I pay attention to connect theory and practices more than before, in my spare time I took part in social practices, for example I visited “international finance” of newspaper office and “Shanghai stock exchange”, besides I took part in planning for the “second finance year meeting” in Shanghai University of Finance and Economics. During the process, I met many finance people and got a chance for visiting Holland bank. Moreover I often consulted lots of finance journals and website materials etc. In order to connect theory with practices better, I carried on special researches on these problems.

　　For example, I began to research “RMB Globalization problem” and its aim was to review substantial economy and non-substantial economy how to influence currency international globalization from demonstration and theory angle to help us understand the experiences and lessons happened on the process of each national currency globalization and offered some feasible references for RMB international globalization. I connected the fact of our national economy development, especially, the base fact of RMB used by some nations around China, through researching the general rule of currency internationalization globalization, to discuss the problem on RMB international globalization process.

　　First, I reviewed the main countries’ currency globalization process in the world, and found that currency globalization must have two basic conditions. The first was rich economy strength; the second was to keep valuta long stabilization. Second, I pointed out RMB globalization was the necessity choice of our national economy persisting development and the benefit of currency globalization according to the impersonality requirement of economical globalization development, and RMB globalization would more enlarge the degree for opening to foreign.

　　At the same time I thought that stable, quickly developmental national economy and larger economical scope made RMB of our country globalization strengthens and higher ability against risk, the last part emphasized the process of RMB globalization and the research on keeping away from risk. The process of RMB internationalization was: first implement RMB regional strategy on the basis of East Asia currency cooperation and East Asian free trade, then implement RMB globalization stratagem under many perfect factors influence.

　　But during this process, it was very difficult for me to research non-substantiality economy in China. At present familiar to us, it was the stock market, while in China the stock market system did not very perfect and exist some problems on efficiency, security and fair. For example, I consulted many materials and knew several stages of Chinese stock issue, international paper department how to issue stock and the relative policy and system of stock market, then I asked my advisor how to comment on it and collected some comments of experts on the website. Besides I logged in MARKET WATCH and bought several stocks to do experiment to find out the conclusion that China it was more perfect, so Chinese stock market needed to be improved.

　　Finance is very important in all fields and no other field can exist with breaking away from finance, so the requirements for financer should be improved in the future. Above all, in the future society, the requirement for financer was higher than before, the talent only mastered profession will unfit the future society. Because in China there are limit resources for me and I am impressed by your esteemed university, so I decided to go abroad for my future education